You’ve been through the struggle for your share of business ups and downs and you’ve progressed over several uncertainties. Through all of that, your business idea survived and you have a strong feeling that you are ready to take your medium or small enterprise to the next step. All that is left is a little boost in cash flow. What you need is a little bit of financing, and the most recommended way to get it is through an SME business loan.
Before you initiate the loan application process, there are specific pre-conditions that must be met. Therefore, below is a little list of important things that you must get it right before applying for an SME Business Loan in Malaysia.
The Official SME status
Is your small or medium enterprise officially recognized as an SME? The Bank of Nagara Malaysia (BNM), an enterprise is recognized as an SME ONLY if it falls under the following parameters:
Manufacturing Sector; maximum of 200 full-time employees or maximum sales turnover of RM50 Million
Service and other sectors; a maximum of 75 full-time employees or sales turnover of RM20 million
In addition to this, the SME must be registered as an entity of such features under Suruhanjaya Syarikat Malaysia (SSM). Your enterprise will be officially recognized ONLY if it meets the above conditions.
Cleaning a freezer refrigerator is not rocket science. You are merely required to take care of a few things after which you are good to go. Defrosting is considered to be an important step before you begin with the cleaning process. In order to make sure that your freezer refrigerator is working optimally, it is very important to entertain the regular cleaning of your refrigerator.
Here are the steps of cleaning your freezer refrigerator properly:
dinners are one of the important events in the course of guaranteeing the
company’s success, regardless of the aspect in which you are expecting improved
results. Dinners are important not only because you will be discussing
something important with your peers and employees but also because you will
leave a strong and charming imprint over their mind. Being strict and
disciplined aren’t the only features of a successful businessperson. Leniency and
friendliness also matter a lot and that’s why annual dinners are crucial.
But, for arranging a spectacular dinner, you need to hire an event organizer and no compromise can be done on this part because the success of the event will solely depend on the level of arrangements, be it the decoration or the cuisine.
if you are confused, here are some of the best ways in which you can hire the
most proficient annual dinner organizer, and ensure the glorious success
of your company.
Spending hours in the office for almost
the entire month can really be tiresome for your employees. They work at your
firm, dedicate their times for your benefit and utilize their skills to make
your organisation more popular in the market. As an employee, their profession
demands this responsibility, this level of seriousness from them.
Similarly, as an employer, it is your responsibility to make their time comfortable in the office and give them a reason to feel rejuvenated despite the workload and not dull. Yes, recreation rooms, cafeterias and game rooms are there to do the job, to cut some slack from the tensed atmosphere but it is not all’ especially not when you need an office renovation in Malaysia.
Pets are a man’s best friend. Their
cuteness, loyalty and a friendly behavior easily makes them the most adorable
creatures on the planet. Dogs, cats, rabbits, birds, etc. are some of the most
common pets that a majority of people looks forward to having in their homes.
Thus, since your pets are highly adorable,
you must make sure to pamper them to the fullest. Thanks to the pet grooming
stores that you can now buy a number of amazing things for your pets in order
to pamper them on the first place and to groom them on the other. The stuffs at
these pet stores including everything related to their food, their toys, their
grooming products and much more.
main purpose of radio audience is to target a large audience over a long
distance. This can be done with the help of the radio waves that can be
transmitted wirelessly and is one way in nature. This means that even though
the audience would be able to receive the content that is transmitted through
radio broadcasting but they would not be able to send back any messages in
return. This feature differentiates it from the two-way radio in which the
person can both receive any content and send back any message to the other
person and party and thus an effective communication can take place. The
signals mostly used in broadcasting include digital audio and analog audio and
this people can get to listen to various stations according to what they wish
to listen to.
construction company is one important business enterprise which makes the task
of house construction and renovation an easy job for you. This business
enterprise concerns itself with the infrastructure and building. A number of
construction companies have established their empire successfully throughout
the world and they are serving their clients with some of the most amazing
office and house construction and renovation. Construction Company of Malaysia
and various other countries can be chosen to renovate your house or office
space. However, before choosing any house or office renovation contractor,
you must keep a few things in mind.
Dissolved air flotation or as it is called, DAF
is considered to be a water treatment process which helps to clarify the
wastewater by the way of removing various suspended solids. This kind of
removal is achieved by the way of dissolving air in the water or the wastewater
under the pressure which is followed by releasing the air at an atmospheric
pressure in a flotation tank. This released air makes tiny bubbles that adhere
to the suspended matter which causes this matter to float on to the surface of
water from where it is removed using a skimming device. The chemicals too are
added in this treatment in order to improve the removal or solids. Dissolved
air floatation in Malaysia has been adopted in the recent time to make the
use of wastewater and to conserve more water for the coming generation.
of automatic gates in modern homes is increasingly becoming very popular
nowadays. These gates are not only used for the purpose of safeguarding the
properties but also for their aesthetic reasons as well. This is why you will
end up spotting a large variety of such doors in your neighborhood and they
feature various creative designs as provided by manufacturers of these gates.
Your options for automatic gates are many and varied. You will be able to find
many lovely designs on the market that you shouldn’t hesitate to buy.
A chiller in layman’s term can be described as vital
cooling device often utilized in labs. It’s an essential part of any laboratory
as it helps facilitate a lot of operation within the confined surroundings of
the laboratory. One notable function of the chiller is to transfer heat by
removing it from a particular content to another. A good example of this is
when the chiller removes heat from ambient water to air.
In general, a chiller is a device that works through
compressions in order to control and cool a liquid’s temperature. It’s the
opposite of an air conditioner which uses similar methods but used for cooling
air instead of water. A chiller consists of complementary parts such as
re-circulating pumps, reservoirs and temperature control airs.